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BlueCare 2018 English

With BlueCare, you have a dedicated primary care doctor and a large choice of specialists to serve you. No referrals needed. You’re covered only when you go to BlueCare providers, unless it's an emergency. It's one way we can help you stay healthy and keep your costs down.

Learn more about BlueCare

Talk to a Florida Blue Agent

Call 1-855-819-3215
Mon - Sun 8 a.m. - 9 p.m. EST
TTY: 1-800-955-8771
Mon - Sun 8 a.m. - 9 p.m. EST

Deductible: If a deductible applies to certain doctors visits or prescription drugs, it means that you’ll pay the full member rate for your visit or script until the total of all those costs add up to your deductible amount. After you reach your deductible, then you may pay a portion of the cost, called coinsurance (%) or a copay.

Copay: A fixed amount you pay for a covered health care service usually at the time of the visit. You may (or may not) have to meet a deductible first.

Coinsurance: A percentage of the cost you pay for covered medical services (20% for example) after you have paid the deductible amount.

In-Network: A group of doctors, hospitals and other health care providers that offer our members pre-negotiated rates (known as the Allowed Amount), so you pay less out-of-pocket.

Out-of-Network: When you go to health care providers that are not part of your BlueCare provider network, they are “out-of-network.” Your plan does not include out-of-network benefits and you will be responsible for the entire cost if you go to these providers. The only exception is for urgent care and emergencies.

Reasons BlueCare is a Great Choice


  • All the benefits of the Affordable Care Act, including $0 Preventive and Wellness visits and prescription drug coverage
  • A dedicated primary care doctor plus a large network of specialists when you need one
  • Discounts up to 50% on gym memberships, nutrition programs and more


  • Care consultants to explain benefits and costs
  • Health programs and services
  • A 24-hour nurseline


  • Easy access to your account on and our mobile app!
  • 24/7 automated information by phone
  • Walk-in services at Florida Blue Centers

Buying health coverage can be confusing. It helps to talk with the experts at Florida Blue.

We make it easy! Whether you have a subsidy or not, we can help you enroll in a Florida Blue plan. Get the answers you need to have coverage that's best for you and your budget. Call today!

Call 1-855-819-3215

HMO coverage is offered by Health Options Inc., DBA Florida Blue HMO, an HMO affiliate of Blue Cross and Blue Shield of Florida, Inc. Florida Blue HMO is an Independent Licensee of the Blue Cross and Blue Shield Association.

Blue365® offers access to savings on items that members may purchase directly from independent vendors. Blue365 does not include items covered under your policies with Florida Blue or any applicable federal health care program. To find out what is covered under your policies, call Florida Blue. Blue Cross and Blue Shield Association (BCBSA) may receive payments from Blue365 vendors. Neither BCBSA nor any local Blue company recommends, endorses, warrants or guarantees any specific Blue365 vendor or item. For more information about Blue365, go to

These policies have limitations and exclusions. The amount of benefits provided depends upon the plan selected and the premium may vary with the amount of benefts selected. For costs and complete details contact your local agent or Florida Blue. Networks are made up of independent contracted heath care providers.

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We comply with applicable Federal civil rights laws and do not discriminate on the basis of race, color, national origin, age, disability or sex. You may access the Nondiscrimination and Accessibility notice here.

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© Blue Cross and Blue Shield of Florida, Inc.